Fast business funding
When timing matters, preparation is everything.
Some lenders on our panel can decide quickly, sometimes within a day. What makes the biggest difference is a well-prepared application sent to the right lender first, which is exactly what an adviser does.
- Borrow
- £1k–£1m
- across lenders on our panel
- Fastest route
- Open banking
- shares statements securely
- Your adviser
- Start to finish
- Cost to check
- £0
Ranges reflect lenders on our panel. What you’re offered, and the cost, depends on your business and the lender.
Good for
- An opportunity with a deadline
- An urgent repair or replacement
- Covering wages or a supplier payment while you wait to be paid
- Businesses with their paperwork ready to go
How it works
- 1
Enquire
Tell us the deadline as well as the amount, so we prioritise accordingly.
- 2
Share statements quickly
Connecting your bank through open banking, or sending recent statements, saves days.
- 3
Go to the right lender first
Your adviser targets lenders known for quick decisions that fit your profile.
- 4
Decide and draw down
Once you accept an offer and sign, the lender releases the funds.
Costs and trade-offs
What it costs, honestly.
How it’s priced
Speed can cost more: the quickest lenders aren’t always the cheapest. Your adviser will tell you if waiting a few more days could save you money, so you can decide.
Check the true cost of a quoteWhy people choose it
- An adviser who knows which lenders move quickly
- Open banking avoids chasing paperwork
- Clear updates while you wait
Worth knowing
- The fastest offer isn’t always the cheapest
- Missing documents are the most common cause of delay
- No lender guarantees a decision time
What lenders usually look for
Every lender is different. If you don’t tick every box, talk to us anyway: part of our job is knowing who might say yes.
- Recent bank statements, ready to share
- Company and director details to hand
- A clear purpose and amount
- Trading for at least 3 to 6 months
How quickly can I get funded?
It depends on the lender, the amount and how quickly your information is ready. Some lenders on our panel can decide within a day; larger or more complex requests take longer. Your adviser will give you an honest estimate on the first call.
What slows applications down?
Missing or out-of-date bank statements, unclear purpose and applying to a poorly matched lender. Using open banking and letting your adviser target the right lender avoids most delays.
Other routes
You might also consider
- Short-term loansA short-term loan is repaid over months rather than years. It suits a specific need with a clear end, such as stock for a busy season or a gap before a contract pays.
- Merchant cash advanceGet an advance against your future card sales and repay a small share of each day’s takings. On quiet days you repay less; on busy days, more.
- Unsecured business loansAn unsecured loan isn’t tied to your premises, home or equipment. We’ll help you understand what lenders ask for instead, and find the ones that suit your business.
Your next move starts with a clearer view.
Tell us what you need. We'll show you the routes that fit your business and help you take the next step.